Jumbo Loans | Jumbo Financing | Jumbo Refinancing
Jumbo Loans, the nations leader in Jumbo loans, Jumbo financing, and Jumbo refinancing for homes from 417k up tp 3,000,000.
Jumbo Loans | Jumbo Financing | Jumbo Refinancing
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Earth Works TrustMobile Home Loans In Park or With LandModular Home Loans - Single Family Rates and TermsSingle Family Residence, Townhomes, Condo's,         1-4 UnitsFHA Purchase, Refinance, Streamline Refinance,      Loan Limits Vary by CountyVA Purchase, Refinance, Streamline Refinance,      Jumbo Mortgage up to 1MSingle Family up to 10M , VA Jumbo Loans up to 1M
What is a Jumbo Purchase or Refinance Loan?
Need a Jumbo Purchase or Refinance Loan?
What are the Jumbo Loan Requirements?

  • Your monthly income and your monthly expenses will be reviewed. Standard debt-to-income ratios are 28/36 for certain Jumbo Loans.
  • Generally good to excellent credit is required, as well as reserves or savings for a number of months all monthly debt expenses.
  • To qualify for a Jumbo Mortgage Loan, housing costs (mortgage principal and interest, property taxes and insurance) must be
    less than a specific percentage of your gross income.

What are the Jumbo Down Payment Requirements?

  • Jumbo Mortgage Loans require the home buyer to invest at least 20% - 40%
    of the sales price in cash for the down payment and closing costs.

What is the maximum amount that I can borrow?

  • The maximum loan amount allowed for an Jumbo Loan varies from $417,000 to $3,000,000, depending on the program.
  • The highest maximum Conforming or FHA Jumbo right now is $729,750 in counties where home prices are very high.
  • The lowest maximum Jumbo Mortgage amount available in any county is $417,000.
Get a Jumbo Loan Quote from a Licensed Loan Officer!
  • Traditional conventional loans (requirements for loan set by Fannie Mae and Freddie Mac)
    many times aren't sufficient to buy a home. That doesn't have to keep you from getting the
    mortgage that you need.
  • A jumbo loan gives borrowers potential loan amounts that can exceed traditional
    conventional conforming loans. By definition, a Jumbo Loan is a mortgage with a loan
    amount that exceeds the conventional conforming loan limit and is generally referring to
    a mortgage loan greater than $417,000. Conforming mortgage loan limits can be higher
    in certain high cost areas, however.
You're in the right place!
We're here to help with the best Jumbo Home Purchase or Refinance
options for home loans exceeding $417,000 up to $3,000,000.
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Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
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