A jumbo purchase loan or a jumbo mortgage is looked at differently compared to their conventional counterpart. Credit
score requirement is typically higher; a minimum of 680 middle credit score is required. There is also the loan-to-value
requirement. This is usually looked at an individual basis since a borrower’s situation for jumbo loans vary from one
borrower to the next. Typically, 20% is required to qualify for a jumbo purchase loan. Some borrowers will be required to
come up with 25% – 30% down payment depending upon their situation and type of property being purchase.

Interest rates for jumbo purchase loans are almost always an adjustable rate mortgage (ARM). Fixed rate jumbos
are also available, but at higher rates than conventional loans. Borrowers on jumbo loans generally get a
5, 7 or 10-year ARM then sell the house before the maturity of the loan.

Jumbo Purchase Loan Summary:
•Usually requires a larger down payment;
•Requires a lower debt-to-income (DTI) ratios;
•Higher credit scores;
•More reserves (emergency funds) in their portfolio;
•Higher rate compared to conforming loans.

This mortgage offers jumbo purchase loans with attractive rates at a low cost to the borrower.We represent jumbo
purchase loans that are very competitive and easier to qualify for compared to big banks. While many lenders are
falling short on jumbo loans, we open the path to lending for jumbo purchase loans.

Your privacy is our priority, so there is no initial credit check and no sensitive information asked.  
Let’s get started today!  Thank you for choosing Earth Works Trust for your Jumbo Mortgage needs.
Jumbo Loan - Purchase Loans | Home Purchase Loans | Jumbo Loans
Need a Jumbo Home Purchase Loan? We're here to help with Jumbo Home Puchase Loan options for Jumbo home purchase loans from $417,000 up to $3,000,000.
Jumbo Loan - Purchase Loans | Home Purchase Loans | Jumbo Loans
"Where Great Rates, Great Programs and Customer Service Meet"
Earth Works TrustMobile Home Loans In Park or With LandModular Home Loans - Single Family Rates and TermsSingle Family Residence, Townhomes, Condo's,         1-4 UnitsFHA Purchase, Refinance, Streamline Refinance,      Loan Limits Vary by CountyVA Purchase, Refinance, Streamline Refinance,      Jumbo Mortgage up to 1MSingle Family up to 10M , VA Jumbo Loans up to 1M
Jumbo Purchase Loans    

Jumbo loans are non-conforming loans that exceed the maximum amount set as
conventional loan limits. The government sponsored enterprises (GSE),
Fannie Mae and Freddie Mac, sets the limit on the maximum loan amount for any
“conforming” loan. To date, the maximum loan amount for conforming is $417,000.
Any loan that exceeds this amount is considered a Non-conforming Jumbo loan.
Modular Home Refinancing |  Mobile Home Debt Consolidation Loan | FHA Streamline Refinance | Home Equity Loan | Equity Refinancing | FHA Jumbo Loans | FHA Streamline Refinance | FHA Refinance |
FHA Streamline Loans | Home Equity Loan | Home Loans | FHA Refinance | Refinance Home Loans |
Mortgage Refinance | Mobile Home Purchase | Loans | Loans | Jumbo Mortgage | FHA Mobile Home Refinancing Lenders | Mobile Home Loans | Manufactured Home Loans | Manufactured Home Mortgage  
Manufactured Home Refinance | FHA Manufactured Home Refinancing | Manufactured Home Financing |
Manufactured Home Lender | Manufactured Home Loan | Manufactured Home Refinancing | Mobile Home Financing | Mobile Home Loan |
Mobile Home Mortgage | FHA Mobile Home Refinancing | FHA Mobile Home Loan | Mobile Home Loans | Mobile Home Refinancing | FHA Mobile Home Financing | Mobile Home Land Loans | Mobile Home
Loan | FHA Mobile Home Loans | Mobile Home Park Financing | Mobile Home Park Loan |
Mobile Home Park Refinancing | Mobile Home Refinance | Mobile Home Refinancing | Mortgage Calculator | Mortgage Home Loans | FHA Mortgage Loans | Mortgage Rates | Mortgage Refinance | Mortgage
Refinancing | Mortgage | Mortgage Loans | Policy | Refinance Mobile Home | Refinance | Refinance 101 | Refinance Loans | Refinance Mobile Home | Refinance Mortgage | Refinance Mortgage Loans |
Refinancing | Refinancing Loans | Super Jumbo Loans | Jumbo Refinance | Home  |  Refinance | Jumbo | Refinance | Jumbo  | Loan | Refinancing | Purchase Loans | Loan
Mobile Home Refinancing | Refinance Mobile Home | Loans Mobile Home | VA IRRRL Streamline Refinance Loans | Jumbo Lenders | Modular Home Refinance |
Modular Home Refinancing |Jumbo Mortgage Lenders | Loan | MH Loans | Loan Information | Mortgage | Mortgages | Home Mortgage | Mortgage Refinance | Loan Rates | Current Rates Refinance Loans
Mobile Home Loan - Mobile Home Loans
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN,  KS, KY, LA, MA, MD, ME,
MI, MO, MN, MS, MT, NE, NC, ND, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
FHA Sreamline - FHA Streamline Refinance - FHA Refinance - FHA Streamline - FHA Refinancing Streamline - FHA Streamline Guidelines - FHA Loans
Mobile Home Refinancing - Mobile Home Refinancing Loan,
Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA,
Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA,
West Virginia WV, Wisconsin WI, Wyoming WY,