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Home Purchase Loans
Find the perfect purchase mortgage
loan.  
3.5% to 5% down and you can
own a
new or preowned home.
Get pre-qualified for free and quickly
find out how much you can afford.
Home Refinance Loans
Rates are the lowest they've
been in close to 30 years.
Refinance now to get a lower
rate,
turn your adjustable into a
fixed rate and get cash out!
Home Cash Out Refinance
Cash out your equity now for
debt consolidation, home
improvements, paying off
debts or anything else you
want with your home's equity.
FHA Manufactured Home Loans, Mobile Home Loan, Financing, FHA Loans
All FHA Mortgage and Home Types - If You Don't See It Ask!
FHA Loans, get FHA manufactured home loans with a low interest rate with our FHA home loan program. Get FHA mobile home loan with land financing here!
FHA Mobile Home Refinancing Lenders From a leading provider of FHA mortgage refinance, refinancing loans, home loans, FHA Mortgage information on refinancing or FHA home loans
FHA Manufactured Home Loan, FHA Mobile Home Loan, FHA Manufactured Home Lender,  FHA Mobile Home Refinance Lenders, FHA Refinancing
All Mortgage and Home Types
Single Family, Condo, Townhome
Modular, Manufactured or 1-4 Units
Earth Works TrustMobile Home Loans In Park or With LandModular Home Loans - Single Family Rates and TermsSingle Family Residence, Townhomes, Condo's,         1-4 UnitsFHA Purchase, Refinance, Streamline Refinance,      Loan Limits Vary by CountyVA Purchase, Refinance, Streamline Refinance,      Jumbo Mortgage up to 1MSingle Family up to 10M , VA Jumbo Loans up to 1M
FHA Manufactured and Mobile Home Loans
Single Family Homes, Manufactured, Modular, Mobile Home Loans with Land
BENEFITS OF AN FHA MORTGAGE

FHA insures loans that might not ordinarily be possible for homeowners
seeking refinance or to home buyers. FHA is more forgiving of credit issues
than conventional financing. Though many buyers and homeowners may have
great credit, available home equity or down payment requirements are one
of the key reasons many well qualified customers choose an FHA mortgage.

Purchase mortgages require only a 3.5% down payment
Refinance mortgages
can go up to 97.75% loan-to-value
Cash-Out mortgages
can go up to 85% loan-to-value       

If you presently have an existing FHA loan, a
Streamline Refinance is for you.  
Low documentation and, most often, no appraisal requirement makes
a straight rate and term refinance extremely easy.

Of course,
conventional financing is available and is typically value- and
FICO-score driven.  If you have a large down payment or adequate equity
in your home, this is still a fine option.

If the home is
manufactured tied to land by deed or mortgage,
the home must have an approved foundation.

Our lender priority is to help you get the best current interest rate to either
purchase or improve the terms of your existing mortgage.  So let one of our
loan experts advise you of all your options when purchasing or refinancing.

We're proud to offer the full array of FHA loans and taking the time to
simplify the process and offer important information on the
variety of loan programs available, from conforming to government.

To get started, please complete our Loan Request form by selecting the
START NOW button.  We look forward to providing outstanding customer service!
What Is An FHA Loan
An FHA loan is a loan insured against
default by the FHA. In other words,
the FHA guarantees that a lender
won’t have to write off a loan if the
borrower defaults – the FHA will pay.
Because of this guarantee, lenders
are willing to make large mortgage
loans.

Did You Know...?
FHA Streamline Refinance
Want to refinance your FHA
mortgage?
If you presently have an FHA
mortgage, you can easily qualify
for a Streamline FHA Refinance
Mortgage. Easier guidelines--no
appraisal, low documentation for
rate and term...    
Read more
Single Family Residence
Best Low Rates - All Loan Types
Government Backed Loans
Read more

Mobile Home Loans
Mobile home financing and refinancing,
rates are the lowest they've been in
close to 30 years....
Read more

Modular Home Loans  
Qualify for site-built loan types
and rates.
..Read more
FHA. Modular Home Loans..  Read more

FHA Streamline Refinance
If you presently have an FHA
mortgage, you can easily qualify for a
Streamline FHA Refinance Mortgage.
Easier guidelines--no appraisal, low
documentation
Read more

FHA Mortgages - 3.5% Down
Designed for all borrowers who are
unable to make a large down payment.
FHA loan limits vary
...   Read more

VA IRRRL Streamline Refinance
Do You Know if You Qualify?
Is your current loan a VA loan?
Read more

VA Mortgages - No Money Down
A VA home loan can be a bit more
complex than a conventional loan,
but the perks...
 Read more

Jumbo Mortgages, FHA, VA
Loans from $417,000 to $10,000,000
Need flexible rates and terms? Need
quick turnaround?
 Read more
Modular Home Refinancing |  Mobile Home Debt Consolidation Loan | FHA Streamline Refinance | Home Equity Loan | Equity Refinancing | FHA Jumbo Loans | FHA Streamline Refinance | FHA Refinance |
FHA Streamline Loans | Home Equity Loan | Home Loans | FHA Refinance | Refinance Home Loans |
Mortgage Refinance | Mobile Home Purchase | Loans | Loans | Jumbo Mortgage | FHA Mobile Home Refinancing Lenders | Mobile Home Loans | Manufactured Home Loans | Manufactured Home Mortgage  
Manufactured Home Refinance | FHA Manufactured Home Refinancing | Manufactured Home Financing |
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Mobile Home Refinancing | Refinance Mobile Home | Loans Mobile Home | VA IRRRL Streamline Refinance Loans | Jumbo Lenders | Modular Home Refinance |
Modular Home Refinancing |Jumbo Mortgage Lenders | Loan | MH Loans | Loan Information | Mortgage | Mortgages | Home Mortgage | Mortgage Refinance | Loan Rates | Current Rates Refinance Loans
Mobile Home Loan - Mobile Home Loans
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Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved
Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
FHA Sreamline - FHA Streamline Refinance - FHA Refinance - FHA Streamline - FHA Refinancing Streamline - FHA Streamline Guidelines - FHA Loans
Mobile Home Refinancing - Mobile Home Refinancing Loan,
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Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA,
Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ,
New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA,
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West Virginia WV, Wisconsin WI, Wyoming WY,
VA Military Veterans Loans