Land/Home  FHA and Conventional Loan Services

Conventional Loans
A conventional loan is basically any kind of lender agreement that's not backed in full by the Veterans
Administration or protected by the FHA (the Federal Housing Administration). All told, there are
several broad categories of conventional loans. Fixed rate mortgages are simpler in some cases. A
home borrower “locks in” at an interest rate, and he or she pays down the principal and interest on
the mortgage every month at that rate.

Other so-called conventional loans include conforming loans. Basically, these are arrangements that
meet stipulations set forth by Fannie Mae and or Freddie Mac, two very large mortgage trading
companies.

Government Loans (FHA / VA)
Backed by the US Government, these loans are a great way to get into a home with little or no money
down even if you have credit issues. Often unique or distressed properties can be financed. Our
lender priority is to help you get the best current interest rates to purchase or improve the terms of
your existing mortgage.

Mobile Manufactured Home With Land Loans
Our goal is to provide the best manufactured land / home products in the market today. By combining
manufactured homes on permanent foundations with land, manufactured home owners can
qualify for land / home loans at rates that are much better than In Park loans and usually with tax
advantages. We often find homeowners with homes  already on land with foundations that don't
qualify as permanent. However, our retrofit program offers a conversion option that allows the
manufactured home foundation to be retrofitted to a HUD Code foundation qualifying them for
Conventional or FHA loan terms at rates that are much better than they currently have.  

Call us or complete our free request form on this site and one of our representatives
will be happy to help. 1-800-608-6898 ...If you don't see it - ASK
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