Mobile Home Refinancing - Financiing Services  
Our polite, professional and efficient staff has decades of experience providing home financing and home refinancing loan options to many
thousands of satisfied customers with superior service second to none.  We are a direct source for home mortgage loans, mortgage refinance,
mortgage rates and home equity mortgage refinancing loan programs.  We also specialize in options for mobile home refinancing, mobile
home loans, mobile home financing and manufactured home loan lender products specifically for manufactured housing lending nationwide.
 Your request gains access  to home purchase loans and home refinance loans at real savings.
Once you've found or already own the perfect home, you need the perfect financing or refinancing.  Let us find the best loan for you!
Should You Refinance Now?
Mobile Home Refinancing - Home Refinance - Home Refinancing

To the well-informed homeowner, refinancing your home loan is almost
irresistible considering rates at historic lows.  You know all the good reasons.

Keep your payments stable with a fixed-rate loan
Lower your interest rate
Get cash out from your home’s equity
Consolidate debt

But how do you know if refinancing or which particular loan
product is right for you?
Let us cut through some of the pain and confusion for you with some
typical examples that generally apply.

* * * * * * *

If you plan to stay in your home less than 5 years, a 5/1 year adjustable will
get you a rate well below those of fixed rate mortgages.  Just be sure you can
take the risk of the possibility of future higher rates and monthly
payments after the initial term.
Another example pertains to the homeowner who’s been paying on the
mortgage for 7 or more years on a 30 year fixed rate mortgage.  Consider a
rate and term refinance for a 10 or 15 year loan term.  Obviously, you’ll pay off
your home sooner and the shorter the term the lower the rate.

If you need extra cash for debt consolidation, major expenses or any
other purpose, we offer a number of options:  

Home Equity Line of Credit (HELOC second mortgage) – this loan type is at
a fixed rate, and you can borrow what you need up to the total loan cap.
Cash out Refinance – Conventional products are highly driven by credit score
and equity, whereas an FHA loan is less FICO sensitive, has more flexible
underwriting guidelines and allows for a higher loan-to-value ratio.
Home Equity Loans
Cash out your equity now for debt
consolidation, home improvements,
paying off debts or anything else you
want with your home's equity!
Home Refinance Loans
Rates are the lowest they've been in
close to 30 years. Refinance now to
get a lower rate, turn your adjustable
into a fixed rate and get cash out!
Mobile Home Financing - Manufactured Home Loans - Mobile & Manufactured Home Refinancing
Home Purchase Loans
Find the perfect purchase mortgage
loan. Select from fixed or adjustable
rates. Get pre-qualified for free and
quickly find out how much you can
afford.
Manufactured, Modular and Mobile Home Loans
Mobile home loans, fixed rates, Modular home financing
Purchase a Manufactured Home - Low Down - Purchase Loans
For as little as 5% down you can own a manufactured / mobile home.
You won’t find that with most banks.

Refinance Your Manufactured Home - Save Money!
With our top industry rates, refinancing Loans can save you cash every month.

Fixed, Step, and Flex Rates programs available.
You choose the right loan for you.

Set Up Optional Auto-Monthly Payments.
This feature is available for those who want it. After your first payment return
the needed paperwork to have your payments withdrawn from your bank automatically.
Your trusted resource for mobile home loans, financing, refinancing and purchasing.
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Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and
licensed independent mortgage professionals in your local area.  This allows for the widest variety of housing loan options to meet your needs. We
also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to
make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products,
Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law.
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